Founder, President, CEO
After 27 years in the financial industry, Rick instinctively knows how to help his clients focus on the “big” picture. Figuring out what they want to accomplish in life, while at the same time defining all the steps required to get there, is what Rick does best.
Rick’s passion for financial consultation was inspired by his father’s lifelong career in the financial industry. Rick often recalls his father telling him if something was worth doing, it was worth doing it right. By developing relationships with his clients, who quickly become friends, Rick can determine their emotional needs, which goes far beyond the financial aspect. In fact, 90 percent of the conversations Rick has with his clients do not include finances! His ability to see the emotional implication of the decision-making process helps him to understand the people beneath those decisions.
Today, Rick exclusively serves the needs of high net-worth clients including physicians, professionals and retirees whose main desire is to maintain security of their families. As a trusted confidant, Rick’s clients trust him for answers beyond finance. He delights in sharing his clients’ greatest joys but stands by those who are dealing with life’s struggles as well.
As the founder of Protection Point Advisors Group, EWG Elevate, Inc. and Protection Point Advisors, Rick is the driving force behind the company’s vision of providing all clients with the highest degree of financial knowledge, investment skills and personal compassion.
In addition to his formal education Rick holds the following certifications:
- CLU (Certified Life Underwriter)
- ChFC (Chartered Financial Consultant)
- CERTIFIED FINANCIAL PLANNER™ Practitioner
CoFounder, Director of Advisor Development
Michael is the second generation in the financial services industry. He became fascinated with the profession when visiting his mother’s office in San Francisco where she worked as a representative for a large Financial services firm. He found the relationships she was able to build with her clients as well as her level of professionalism very inspiring.
Michael knows that every client’s financial goals are as varied as their personalities. Therefore, he is dedicated to spending the extra time with each client to ensure all their thoughts and needs have been addressed and documented. Michael is sure to engender their peace of mind around the solutions they create together. As a co-founder of Protection Point Advisors Group, EWG Elevate, Protection Point Advisors and having logging over 22 years as an advisor, Michael is proud to carry on the core values that inspired him so early in his life.