Category Archives for Retirement

Over Contributing to Your 401K Might Not Be as Beneficial as You Think

Exceeding the contribution limit on a 401K is not a common occurrence; however, there are employees who are over contributing to their 401K(s); it is important to keep in mind that exceeding the contribution limits on your 401K might not be as beneficial as you think.  Let’s begin by mentioning that the contribution limit for […]

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Do I Need Long-Term Care Insurance?

It’s a fact that about 50% of people will have some sort of long-term care event in their lives—before or after retirement. According to the Administration on Aging, about 40% of people receiving long-term care today are between 18 and 64. It can happen to anyone, anytime. That alone makes deciding how to fund this […]

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What are the Advantages of Rolling the Money of My Retirement Plan into an IRA?

Contributing to an employer-sponsored retirement plan (401K or its cousin, 403B plans), has many advantages and can help you achieve the life you want at retirement; it is important to know how your plan works and what it allows for.  One of the provisions available on many retirement plans is to allow the participant to […]

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Why Being Too Conservative at Investing Can Prevent You From Having the Kind of Retirement You Want

Retirement is the ultimate goal for most people, most of us already have a vision early on of what we want retirement to be like for us.  Therefore, for years we strive and work hard at doing what we think are the “right things” that will put us in place of retiring when and the […]

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Reinventing Yourself in Retirement

Retirement is something virtually all of us look forward to. While the idea of owning 100% of your time appeals to virtually everyone what to do with that time is becoming the larger question. For instance, according to Gallup 74% of Americans plan to work past age 65.    What might you do and how […]

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Retirement and the Increasing Life Expectancy

Retirement is a relatively young concept; only two or three generations old. Perhaps one of the more significant economic challenges of our time is an aging population with insufficient retirement assets. With life expectancy increasing there is the potential that many may outlive their income.  

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Home or Away: Where Will You Retire?

Will you stay home or move away once you retire? Some people prefer the home field advantage. They want to remain near friends and family in a region they know well. Others choose a new location, far away. Often, they’re attracted by adventure, better weather, grandchildren, a lower cost of living, or other concerns. If […]

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This represents a partial list of clients. They have not been compensated and were not selected based on duration, performance, account size.