Education, Encouragement, Wealth management
Category Archives for Wealth Management
Market Outlook 2020
Protection Point Advisors: Market Outlook 2020 • Stocks: Expect lower returns for US Stocks. Although the economy is supported by solid fundamentals, we expect the economy to slow through 2020, as valuations get stretched. Trade deal successes could drive returns significantly higher, as world economy gets reenergized. However, the general international trend is slowing, led […]
Read More »Caring for Our Parents
My wife and I pay for the care of my mother-in-law who is a resident in an Alzheimer’s dementia facility. When she was transferred there from an assisted living facility ( which we were also paying for) she was in failing health and the doctors told us that she had maybe six months. That was […]
Read More »Taxes Inspire Me
As a California resident, the final straw broke when the gas tax legislation was passed. Few things are more painful than filling up a 25-gallon tank four times a month and knowing 20% of the fuel expense is going to the state treasurer’s office for who knows what. Roads? I’m sure it’s just like the […]
Read More »To Roth or not to Roth? That is the question!
Hamlet’s question, “To be, or not to be?” is certainly filled with a deeper philosophical angst, but for physicians seeking a long, confident, and tax-wise retirement, the question of which to choose—a traditional 401(k) or a Roth 401(k)—can also fill the heart with at least a bit of torment! Luckily, some basic analysis is all […]
Read More »Teaching Inheritance Management To The Next Generation
Unfortunately, family wealth is not guaranteed to be passed down from generation to generation. In fact, studies show that family assets are lost from one generation to the next around 70% of the time. And 90% of the time, assets are gone by the third generation. This is often due to the fact that most […]
Read More »Podcast: Millennials Part 1
Meaning Of Money Podcast by Protection Point Advisors Topic: Millennials Part 1 How does the millennial generation conceptualize and think about money? It’s surprising. Here our guests Omar and Evelyn (each of them come from very different economic backgrounds) share their points of view along with their hopes and dreams in the face of […]
Read More »How To Develop a Budget You Can Live With
I have a 90-year-old aunt who is afraid to go to the doctor because she doesn’t want to get bad news. The same thing might be said about building a budget. The word budget is about as exciting as the words diet or discipline. It is not a word we associate with anything fun and […]
Read More »Podcast: Measuring Investment Success
Meaning of Moneypodcast by Protection Point AdvisorsMichael ClarkeTopic: Measuring Investment SuccessIn this podcast, Micheal Clarke discusses with Brad Kasper, president/CEO of LSA Portfolio Analytics, how to measure investment success.“Measuring success is often misunderstood, it is something we spend a great deal of time trying to teach our clients about so that their expectations remain reasonable […]
Read More »Podcast: Hiring an Advisor
Meaning of Moneypodcast by Protection Point AdvisorsMichael ClarkeTopic: Hiring an AdvisorIn this podcast, Micheal Clarke discusses with athletic attorney Brandon Leopoldus how to hire a financial advisor. They discuss common traits, what to look for and what to pay attention to when talking with your financial advisor.Brandon LeopoldusHit Play to ListenAdvisory services offered through PPA […]
Read More »Protecting Seniors from Financial Fraud
On February 5, 2019, FINRA (a not-for-profit, self-regulatory agency authorized by Congress to protect the integrity and fairness of the “broker-dealer” industry) issued a new rule requiring brokers to ask their customers to submit the name of an additional personal contact to verify suspicious financial transactions. The new rule is not meant to limit a […]
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