Category Archives for Wealth Management

Protecting Seniors from Financial Fraud

On February 5, 2019, FINRA (a not-for-profit, self-regulatory agency authorized by Congress to protect the integrity and fairness of the “broker-dealer” industry) issued a new rule requiring brokers to ask their customers to submit the name of an additional personal contact to verify suspicious financial transactions. The new rule is not meant to limit a […]

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A Word About Risk

As a Certified Financial Planner (CFP®), one of the most important parts of my job is assessing each of my client’s comfort level with risk. How I help a “white-knuckle” investor reach their goals is very different from how I work with a client who is at peace with the market and comfortable with focusing […]

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How To Measure Investment Success – Part 1

Economic uncertainty and volatile markets can be unnerving for investors.  Furthermore, knowing whether or not your investment allocations and performance is/are right for you can also prove challenging. In short, how do you know if you’re succeeding? It used to be that investors determined this simply: if they made money, they were happy; if they lost […]

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How To Make The Most Out Of Market Volatility

Triggers for market volatility can come in many different shapes and sizes, i.e. policy uncertainty in Washington, earnings reports, geopolitical unrest, among others; however, volatility is part of investing. Volatile markets tend to make investors, especially novice investors, get startled and begin to question their investment strategies and be tempted to pull out of the […]

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Why We Have Portfolios That Flex

Occasionally, we get asked about buying a low cost diversified mutual fund instead of having PPA do the investments.  It’s a fair question, and in the end people are looking for value.  We seek to listen and understand our clients and to help them make the best decisions they can with the information they have.  We could also point […]

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The Importance of Financial Wellness in the Workplace

In the last couple of years, the term Financial Wellness has been used to describe the relationship between money, money-related issues and overall well-being. Financial Wellness involves the process of learning how to successfully manage financial expenses; not having enough money impacts our health as well as our financial performance.  Financial stress is commonly found […]

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Understanding the Millennial (if that’s possible)

Millennial

The Millennial generation is one like no other. Compared to Baby Boomers and Generation X’ers, they often appear to have an overdeveloped sense of entitlement and less motivation to do what their parents did. Many of them are content to continue to live with their parents even after returning home from college. This may lead […]

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Managing Finance with Technology

Today, technology is more fluid and intuitive than ever. Just 10 years ago, the average person didn’t have much access to personal app technology through their smartphone (and to be fair, these days many people only use their smartphones to play games and post photos of their breakfast). But fortunately, for those of us who […]

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How inherited wealth is often squandered (and what you can do about it)

Estate plans are drafted with the idea of passing wealth to the next generation with a minimum of trouble and expense. It is your list of instructions from “beyond the grave“ with regard to the disposition of your assets and the conditions under which they will or (in some cases) will not be disbursed. What […]

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What to Do with an Old 401k From a Previous Employer

In your lifetime, chances are you have switched jobs at least once.  Changing jobs is complicated enough and managing a 401K is the last thing on one’s mind when switching employers.  A survey done in 2013 by ING USA showed that half of American adults who participated in an employer-sponsored retirement plan, such as a […]

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Advisory services offered through EWG Elevate, Inc. dba Protection Point Advisors.

This represents a partial list of clients. They have not been compensated and were not selected based on duration, performance, account size.